Due to the acquisition of a Canadian company and coming from the UK with no knowledge of Canadian benefits and without support staff it was stressful. However, working with Morel Group to educate us on Canadian legalities and processes it made things simpler and easier to plan.

Nasir Hussein, Soul Restaurants Canada Inc.


We can assist you in developing and managing complex employee benefit issues including consulting & support services and actuarial reporting:

  • Plan design, underwriting/funding, contractual provisions, contract amendments, insurer financials, claims and benefit administration, claims payment systems, employee communication, benefit taxability, disability management, WSIB, Employee Benefit communication
  • Group RRSP/Pension Programs
  • Employee Assistance Programs
  • Wellness Programs
  • Health Care Spending Accounts / Health & Welfare Trust Programs
  • Full Market Tenders / insurer-Provider Negotiations
  • Blue-Prints for Reducing/Containing Costs
  • Financials - Quarterly/Annual and Special Reports / Reserves Analysis
  • Industry Benchmark Studies, Benefit Surveys, Benefit Committees-Focus Groups
  • Assist with 'budgeted' health and dental rate structures/trend-inflation costs
  • Improving Corporate Image via Benefit Plan, Employee Consumerism/Employee Surveys
  • Assist with catastrophic claims, disability claims, employee claims
  • Assist with Collective Bargaining benefit costs, benefit negotiations
  • Notice and Assistance with Benefit Market Trends
  • Benefit Administration Training/Ongoing Assistance
  • Legislative Requirements/Governance
  • HR/Admin Support - Insurer/Provider Transition, Enrollments, Master Policy, Booklets, etc.
  • Facilitate Preferred-Provider Programs