Aside from hard medical costs, wellness programs also can lead to reduced absenteeism, higher productivity, and increased morale among employees. A recent Kaiser Family Foundation survey (2010) found a 14 percent increase in wellness program participation when an incentive is offered.


We can assist you in developing and managing complex employee benefit issues including consulting & support services and actuarial reporting:

  • Plan design, underwriting/funding, contractual provisions, contract amendments, insurer financials, claims and benefit administration, claims payment systems, employee communication, benefit taxability, disability management, WSIB, Employee Benefit communication
  • Group RRSP/Pension Programs
  • Employee Assistance Programs
  • Wellness Programs
  • Health Care Spending Accounts / Health & Welfare Trust Programs
  • Full Market Tenders / insurer-Provider Negotiations
  • Blue-Prints for Reducing/Containing Costs
  • Financials - Quarterly/Annual and Special Reports / Reserves Analysis
  • Industry Benchmark Studies, Benefit Surveys, Benefit Committees-Focus Groups
  • Assist with 'budgeted' health and dental rate structures/trend-inflation costs
  • Improving Corporate Image via Benefit Plan, Employee Consumerism/Employee Surveys
  • Assist with catastrophic claims, disability claims, employee claims
  • Assist with Collective Bargaining benefit costs, benefit negotiations
  • Notice and Assistance with Benefit Market Trends
  • Benefit Administration Training/Ongoing Assistance
  • Legislative Requirements/Governance
  • HR/Admin Support - Insurer/Provider Transition, Enrollments, Master Policy, Booklets, etc.
  • Facilitate Preferred-Provider Programs