We are a complicated organization with 37 Different Benefit Classes in 16 Different Plants and 18 different HR contacts throughout North America. The Morel Group has used their knowledge of the US & Canadian benefits industry to  research and plan solutions to our complex programs.
Armando Pagliari , Martinrea International Inc.


We provide a comprehensive review of:

  • Contractual/underwriting/funding provisions
  • Current plan design/claims history/benefit and claims administration
  • Provider financials (i.e. insurer expenses, reserves, trends/inflations)
  • Current provider(s) relationship/available new options
  • Effectiveness of current health and dental claims payment system
  • Employee benefit communication awareness, consumerism, cost-share
  • Short/long-term disability process/WSIB assessment
  • Benefit taxability status
  • Collective Agreements
  • Wellness initiatives assessment
  • Employee Assistance Program assessment
  • High-Risk Claims Exposure